Windsor Doctor Punished for Fraud and Improper Prescribing

A respectable-looking and experienced doctor is the last person you’d probably think of to be involved in fraud and that may be the reason why thousands of patients trusted Dr. Thomas Joseph Barnard with their health.

Dr. Barnard’s practice in Ontario has some limitations. He’s not to practise family medicine as well as prescribe narcotic drugs. His office is only supposed to provide cosmetic and aesthetic services plus nutritional counselling but he’s been found to do more than what he is legally allowed to.

Ghosts from the Past

The Star did some digging and found out that there are 8 sanctions in California, Michigan, and Ontario for Dr. Barnard. The sanctions go back more than 10 years and are for offences such as signs of incompetence, improper prescribing, and failing to disclose (of a pending license application). One fraud in Ontario remained hidden to the CPSO (the College of Physicians and Surgeons in Ontario) for almost a year; it was a fraud under the Health Insurance Act.

All of the above are quite shocking and difficult to believe because Barnard is one of the most disciplined physicians in the Star’s list which was a result of an analysis of 159 cross-border doctors who have sanctions in their records. Barnard still holds licenses in Michigan and Ontario as a family physician.

Another alarming detail is that none of Dr. Barnard’s profiles list the information that the Star was able to uncover. This shows that there are weaknesses in the North American regulatory system that allow certain individuals with sanctions to practice as professionals elsewhere where no one knows their history. Dr. Barnard had made it clear that he wishes not to share his thoughts regarding what the Star published.

Long History

Dr. Barnard has been licensed in Ontario since 1980 but his first appearance before the college’s disciplinary committee didn’t occur until the 28th of November 2006 after he was investigated for allegedly charging patients for uninsured services and giving some of them gold member cards that made them believe they were receiving some special service. Barnard didn’t dispute these allegations and he was fined $2,500 plus suspended for 2 months as a result.

Prior to the above hearing, he applied for a License in Michigan and was approved because he did not have any record at the time of his application (which was 6 days prior to his hearing). He was able to practice in Michigan for a decade without being found out. He was only found out in Michigan in 2014 when his 2006 Ontario suspension came to light following an investigation for a separate case.

More charges followed the Ontario one, with fraudulent OHIP billings charged in 2010, new offences in 2012, and more similar acts uncovered and investigated in the next 5 years.

Barnard has a roster of more than 25,000 patients over the years and has records of malpractice in both the U.S. and Canada. Part of the reason why these things are only coming to light these days is because records of disciplinary actions and malpractice payments are not available to the public.

Medical fraud and doctors involved in fraud are not ‘new’ these days. If you or someone you care about has been a target for fraud, feel free to contact us to avail of our private investigation services.

 

Beware of these 3 Digital Scams

Fraud in Canada has been a problem for quite a while, but it is now growing stronger than ever as the digital age provides fraudsters with more ways to commit fraud. Digital fraud used to be just confined to identity theft via phishing but these days there’s smishing, shimmers, and tech-support fraud to be wary about too.

Do you know that more than $405 million were lost by Canadians to scammers from 2014 to 2017? That is alarming, more so that $94 million of the losses were scammed from Canadians who are between 60 and 79 years of age. Scammers will stop at nothing to invent new ways of stealing information. The most common ones to look out for are discussed below.

Smishing and What It Is

Phishing via SMS is called smishing. Smishing is a form of information theft wherein fraudsters pretend to be legitimate institutions via text in order for victims to respond with their personal information.

The most common smishing scams start with a fake text informing the targeted individuals that there are problems with their accounts and that a call is needed to sort things out. During the call, victims are asked for personal details that the scammers can use to hack accounts or to steal either more information or money.

Smishing is easy to avoid. Simply ignore suspicious texts and if concerned, call your institutions’ web-listed contact number from another phone.

Tech-Support Fraud and What It Is

Tech-support fraud usually begins when scammers use malware to freeze a computer and initiating a pop-up warning that tech-support must be called right away. The warning pop-up may look like a legitimate one from your internet browser, antivirus software, or device manufacturer but is actually a message planted with a scamming software.

Upon initiating a call, the scammer might tell you that you have to pay a certain amount before your device can be fixed or that you’ll have to provide remote access so the scammer can control your device remotely. Anything can happen from here, including blackmail.

Shimmers and What They Are

Upgrade credit card skimmers and you’ll get shimmers. They are devices that are made smaller and more challenging to detect than credit card skimmers and one of the newest tools in scammers’ arsenal.

Shimmers are generally installed into gas pump card readers and ATM machines by scammers in Canada but they can be installed anywhere that will let them read and record your data from your chip-embedded bank cards.

Shimmers are often very thin and can fit almost undetected inside a card reader. Installing them is easy for scammers as some machines that use card readers are not inspected frequently.

To be on the safer side, use machines installed in banks and avoid ones in convenience stores or small establishments. It is better to take precautions than to be sorry later.

Have you had a problem with shimmers, smishing, or tech-support fraud? Contact Haywood Hunt & Associates to avail of our investigative services. Whether you are an individual or a corporation, you’ll surely benefit from what we can do to help you combat fraud.

Top 5 Bitcoin Scams to Avoid

Bitcoin is a digital currency that was created to make paying for things a lot easier, but things didn’t end up like that. Today, Bitcoin is being used and abused by scammers worldwide. While there is blockchain that is meant to protect Bitcoin, it is clearly not enough to protect most people from Bitcoin scams. Below are the 5 worst Bitcoin scams that you must avoid at all cost and how they were used to scam people.

Bitcoin Gold and Stolen Bitcoins

Bitcoin gold was supposed to be another cryptocurrency, different in some aspects but also uses the Bitcoin brand. The issue with it started when techy scammers created a very convincing website that promised to give out Bitcoin gold wallets to people who would give them the keys to access their cryptocurrency wallets.

People fell for this Bitcoin scam and they fell hard. The scammers carted off about $3 million Bitcoins plus other cryptocurrencies. The scam was so convincing that even the creators of Bitcoin cold advertised the scammers’ website, mybtgwallet.com on their site.

Mt. Gox Bitcoin Crash

Mt. Gox was a Tokyo-based Bitcoin exchange that used to process the majority of Bitcoin transactions from everywhere in the world and people though it was very safe. The bad news is, Mt. Gox isn’t as safe as people thought and that it was also ridden with fraud, corruption, embezzlement, and a mountain heap of tangled mistakes.

Mt. Gox filed for bankruptcy and announced that they’ve lost $450 million worth of Bitcoins at the time which is about $8 billion in Bitcoin value these days. This resulted in a massive crash and the full story evades the light of truth to this day.

Canadian Bitcoins Scam

Canadian Bitcoins used to be an exchange that is used to manage Bitcoins for investors in Canada but perhaps their biggest mistake was leasing some space at the Rogers Data Centre for some of their important data. One day, a scammer sent an email to the Rogers Data Centre and claimed to be Canada Bitcoins CEO, asking for security codes. Long story short, Rogers Data sent the security codes to the scammer without verifying who the email really came from. The scammers were able to get away with $100,000 worth of Bitcoins.

The Silk Road Email Trap

Silk Road is a site belonging to the Tor Network. While it wasn’t created to be a scam, it was used by many to peddle drugs and other illegal items on the Dark Web. When Silk Road was taken down by the FBI, Bitcoin was able to secure a better position as a legitimate cryptocurrency but then the government chose to auction the Bitcoins they seized from Silk Road and in so doing, made a BCC mistake in the email they sent to potential participants. Scammers copied the list of those interested and the rest is history.

Optioment Scam

An optioment scam is a fraud that looks like they’re offering an opportunity for buying cryptocurrency but is in reality just another investment fraud. Beware of fraudulent web companies posing as a new business with promises that are too good to be true.

Know that Bitcoin scams are just a small portion of the cyber security issues everyone is facing these days. It pays to not only be aware of cyber security threats, but also have effective measures to combat them. If you need help with this, contact us and we’ll see what we can do for you.

Sino-Forest Fraud Case Update: Canadian Court Awards $2.6B

A $2.6 billion damages fee was awarded by Ontario Superior Court Justice Michael Penny to the plaintiffs in Sino-Forest fraud case. This update is expected to lead to more litigation as the Sino-Forest case is one of the biggest cases of securities fraud that involve a listed Chinese firm.

Justice Prevailed

The Sino-Forest fraud case is a civil case filed against Allen Chan, CEO and co-founder of Sino Forest Corp. In the 174-page verdict announced recently, it was found out that Allen Chan was engaged in not just fraud, but negligence and breach of fiduciary duty as well, leading Justice Penny to award $5 million in punitive damages and $2.63 billion for the main damages caused by Chan. Chan’s abuse of his unique position to commit large-scale fraud resulted to Sino-Forest losing billions of dollars.

As a backgrounder about the fraud, Sino-Forest was a timber firm and was traded publicly on the Stock Exchange of Toronto. This held true until Muddy Waters LLC exposed in 2011 that the company is a Ponzi scheme plagued with theft, fraud, and secret related-party transactions.

It was also uncovered that Sino-Forest raised about $2.1 billion and an estimated C$800 million in Canada’s capital and debt markets.

What Went Down

Rather than directing that the spending for Sino-Forest should only be on legitimate business operations, Chan funneled millions of dollars into made-up or over-valued lines of business. He then used these funds to engage in undisclosed related-party transactions and also misappropriated funds to entities he controlled in secret.

Why This Case Is Significant

Aside from being such a huge case in terms of amount of losses, the collapse of Sino-Forest is really a symbol for cases that involve failing or already failed Chinese Firms using the same type of fraud and being found out for it.

Because of the nature of the fraud, authorities will also look into the auditors, valuers, and other directors of the company to find out how deep this rabbit hole of fraud truly is. Executives George Ho, Alfred Hung, and Albert Ip are also implicated in the massive fraud.

The Plot Thickens

It is to be noted that accountancy firm Ernst & Young, one of Sino-Forest’s auditors, agreed to pay C$117 million back in 2012 to settle their part in a shareholder class action case related to the firm. Later, the firm agreed to pay a penalty of C$8 million to the Ontario Securities Commission but they did not admit to committing any error or wrongdoing in their audits of Sino-Forest.

The recent court decision followed Ontario Securities Commission’s July ruling that Sino-Forest’s top executives engaged in dishonest or deceitful conduct along with Chan despite knowing that their actions violated securities law as well as fraudulent.

Isn’t it good news when you hear about fraudulent individuals and/or companies getting what are due them? Be part of making sure that fraud isn’t allowed to pester! Take measures to prevent fraud in your business and personal life and in case you’ve been targeted for fraud, don’t give up without a fight. We can help you gather evidence to build a strong case with our private investigation services. Talk to us today!

Fraud Uncovered at Ontario Auto Body Shops

Aviva Canada, an insurance company, found out that workers employed at some auto body shops would deliberately damage vehicles, bill for towing that never happened, and create invoices for phantom repairs. What is even more shocking that only 1 out of 10 repair outfits acted honestly according to Aviva’s investigation.

Shocking Auto Repair Fraud

When you take your car to an auto repair shop, the last thing you expect is for workers to charge for things they didn’t do or to charge for damages they deliberately inflicted on your vehicle. Sadly, that is the norm for the auto repair shops investigated by Aviva Canada.

Aviva is current asking the government to step in and do something about the widespread fraud, including fraudulent billing for repairs that didn’t happen or billing for new parts but installing old ones. The insurance company found out that approximately half of the expenses filed for repairs to crashed vehicles are fraudulent. This amounts to loses of millions of dollars a year.

Revolutionary Move

Aviva Canada’s vice president for fraud management Gordon Rasbach shared that no one has tried to find out the extent of fraud before and that the figures they gathered were truly an eye-opener albeit taken from just a small sample.

Aviva tried to simulate accidental situations involving private passenger cars by crashing 10 vehicles deliberately. They then hired experts to record the damages in detail and estimate a cost for repairs. They also outfitted the cars with hidden cameras and then had investigators pose as hapless drivers that have just gone through a crash using the vehicles.

Clear Fraud Findings

Rasbach shared that he was surprised that 9 out of 10 were dishonest and showed varying degrees of fraud, with fraudulent charges costing more than real repairs as in the case of a vehicle with an estimated repair of just $30,000 but was billed $61,000 by a fraudulent auto repair shop.

Aviva found out that auto repair shops commonly billed for towing vehicles despite that not happening, asked drivers to sign a blank work order, charged for new parts but installed old ones, and even maliciously inflicted more damage to the vehicles so that they can bill more.

The Real Effect

Rasbach shared that with the findings above, it is clear that there is a pervasive problem of fraud and that honest consumers are the ones paying for it. With cost of repairs so high, insurance companies charge more to their clients, an amount inflated by fraud in the auto repair shops.

It should be noted that auto-insurance premiums in Ontario are about double that of the Canadian average. There’s been some talks of the province establishing a serious fraud office too. This was meant to combat auto insurance fraud. Aviva’s investigations helped bring 3 fraudsters to justice in the past by uncovering information that led to their arrest.

The above just goes to show that proper investigation and gathering of evidence is essential in stopping fraud. If you’re not sure how to go about collecting information about fraudsters like Aviva did or  if you need help preventing fraud in your business and personal transactions? Talk to us today!

 

Top Ranked Canadian Military Judge Charged with Fraud and Other Serious Offences

It is sad to note that the people we are supposed to trust are turning to fraud, placing more pressure to private individuals and business owners alike to have adequate fraud prevention policies in place. The same pressure was certainly felt by Canada’s military justice system when it had to charge the Force’s highest ranking judge for inappropriate behaviour and fraud recently.

When Judges Misbehave

Col. Mario Dutil was charged with fraud, wilfully creating a false entry in government document, and another charge for going against conduct to the prejudice of good order and discipline.

A military spokesman shared that Dutil was allegedly engaged in a personal relationship with a subordinate – which, while consensual, was inappropriate. He also signed a travel claim although he knew it contains false information.

Huge Implications

Although these charges are still just allegations because they haven’t been proven in court so far, officials at the Department of National Defense will still have to face the consequences that  a high profile case like this can bring. There will be a lot of questions and uncertainty regarding how this will proceed as well as other potential impacts.

Uncovering More

Dutil was first placed under investigation by military police in November of 2015 after they received complaints that he’s having an inappropriate relationship with a subordinate as shared by Maj. Jean-Marc Mercier, a spokesman. The consensual relationship lasted from November 2014 until October 2015 and is not permitted in the military.

During the course of the investigation for the said inappropriate relationship, the military police found out that Dutil may have also wilfully signed a travel claim that contains some false information in September of 2015.

More Predicaments

This case is unprecedented because not only is Dutil a top ranking military official, he is also serving as chief military judge at present time.

Judge Advocate General Commodore Genevieve Bernatchez issued a statement acknowledging the unique challenges that the charges against Dutil present to the Canadian military justice system. She also said that while this is indeed a very unique situation, this will remind everyone that nobody is above the law and that the present processes in place are capable of handling circumstances like this according to the law.

It is not yet clear who will preside over these charges against Dutil and how they will be handled. If convicted for fraud, he will serve a maximum of 2 years in prison plus 3 years more if proven that he committed a false entry in an official document. He might also be discharged for the alleged inappropriate personal relationship with a subordinate.

Thinking that your anti-fraud policies could use an update now that even people who are supposed to uphold what is right is turning into fraud? That is a smart move and we certainly can help! Contact us to avail of our consulting services on how you can better protect yourself from fraud. After all, prevention is still a lot less messy than trying to fix future mishaps!

Ontario Needs to Take Pharmacy Fraud Seriously

How would you react if you find out that a substantial part of the tax you’re paying goes to fraud each year? It sure leaves a bad taste in the mouth, eh?

Pharmacy Fraud in Ontario

Pharmacy fraud is a bitter reality in Ontario same as other types of fraud that have proliferated over the years. And with health-related fraud cases on the rise causing a huge loss in taxpayer money, shouldn’t it be time for the proper authorities to act promptly?

A recent report shared that the Ministry of Health and Long-Term Care was able to recover around $5 million per annum from its pharmacy inspections, bringing to light how much more we’re losing to pharmacy fraud. In fact, estimates place it at more than $100 million a year!

If only we can find a way to put an end to pharmacy fraud in Ontario, our healthcare system will be better funded without having to raise taxes. This is a nice thought, but will only be possible if the province will really take a more active approach in dealing with the abuse in the current public drug plans.

The Real Cost of Fraud

According to Canadian Life and Health Insurance Association fraud prevention specialist Karen Voin, the current estimate for Canadian health care dollars that goes to fraud is at between 2% and 10%. That’s a huge sum of money because even just 2% of Ontario’s $5.9 billion that is allotted for the public drug plan system is a whopping $118 million! That means that between $118 million to about $600 million of our health care dollars goes to fraud!

Another alarming fact regarding the above is that tax money lost to fraud is expected to rise further. This is because Ontario now offers free prescription medications to people who are 24 years old and under.

Although the province is trying to recover some of the losses, the $5 million it is able to recover through audits and pharmacy inspections are mere peanuts compared to what we lose on an annual basis.

Call for Stricter Measures

A huge factor as to why pharmacy fraud is able to continue is because the province isn’t reporting cases to the police right away and have no concrete procedure in place to make sure that money is paid back. Another reflection of this passive stance against fraud is that those who abuse the system are often able to keep their licenses and continue doing what they’re doing.

Case in point, when the office of the auditor general found out in 2015 to 2016 that $951,900 worth of prescriptions have been paid for individuals who have long passed away, the ministry records showed that they were only able to retrieve $42,365.

This is not to say that all of this is a result of pharmacy fraud, as there are cases of care facilities just failing to inform pharmacies when someone has passed away. Still, crooked pharmacists also use this to keep billing because they know that they can simply excuse this as an error when found out.

There are many more similar issues and other reasons why pharmacy fraud is becoming a bigger cash cow for fraudsters. It doesn’t help either that punishments are usually not severe enough to deter would-be-fraudsters from engaging in shady practices.

Tired of letting fraudsters get away? You can help stop fraud by reporting cases you know of to the proper authorities and being active in fraud prevention. We can help you. Talk to us about safety measures to prevent fraud today!

Top 2018 Cyber Security Predictions You Should Know About Part 2

We recently talked about our Top 2018 Cyber Security Predictions and here is the second and last part to this series. Cyber security threats are on the rise and it won’t hurt to be as well-informed as possible to keep your business and private accounts safe. Here are more internet security predictions you should keep a watchful eye on this year.

Rise in Blockchain

Centrify CEO Tom Kemp says that there is a huge possibility of blockchain becoming a disruptor in many areas of technology, not just cryptocurrencies. This is seconded by Lockheed Martin, a U.S. Defense contractor who’s currently investigating cyber security options that are blockchain related. He added that many years are still needed before the technology can be developed enough to address vulnerabilities and be a basis for enterprise security.

Extortion May Be an Issue with Europe’s GDPR

Come May 25, EU’s General Data Protection Regulation will come into effect and will make sure that organisations will protect the data of their customers better by making them pay huge penalties. Trend Micro believes that this could lead to criminals extorting money from organisations in exchange for not hacking the organisation’s system and hence avoiding having to pay any penalty. A new criminal system of milking money from organisations will emerge with possibility of creating more internet security issues down the road.

North Korea and the United States Go Into Cyber War

It is widely believed that both countries have been carrying cyber attacks against each other over the years and 2018 is predicted to be the year they will do it in full view of the internet. Tensions are likely to escalate with the public possibly getting affected this time, predicts LogRhythm.

IoT Bad News Isn’t Going to Go Away

Varonis VP of field engineering says that brands that joined the IoT train will have more issues to deal with. 2017 saw the effects of how BlueBorne and KRACK can exploit Bluetooth and WIFI, raising a red flag over existing security concerns. This year hackers will keep on using unprotected devices to their advantage by spying on people and breaking into corporate networks. Botnets will be used further in DDOS attacks trying to take down government and new websites. It will take a lot before people finally understand that their home WIFI networks are being used to target their devices and get their data including breaking into other networks they are connected to.

Cyber Security Insurance Will Be A Lot More Expensive

Its only a matter of time before a billion dollar cyber insurance policy claim is filed, predicted RedSeal Inc. CEO Ray Rothrock. Because of this, companies may begin to make cyber check-ups mandatory before negotiating rates.

Aside from the top cyber security predictions that we shared in part 1 of this post as well as the ones we mentioned above, Cybary chief operating officer Kathie Miley predicts that there will be an increase in business crippling DoS (denial of service) attacks. This year is certainly not going to be easy for internet security!

Ready to tighten your cyber security game this year? Our private investigation and consulting services  here at Haywood Hunt can help! Contact us for a quick assessment today!

2017 Round Up of Fraud in Canada

We’ve been sharing updates and news about fraud in Canada for the past year, and it looks like corrupt activities and fraud are not going to stop any time soon.

Not So Clean After All, Eh?

Although Canada has quite a positive image compared to nearby countries south of the border, it still got infiltrated by not so good entities and those who have less than honourable intentions as evidenced by numerous fraud articles we featured the past year.

People with tendencies towards fraud are not as rare as you might think in Canada. In fact, a recent Equifax survey found out that as much as 13% of Canadians think that lying on a mortgage application is perfectly okay. Another 16% think that doing so will not aggravate anyone (just to be clear, it is far from being a victimless crime). Herein lies part of the problem.

Another avenue for fraud was revealed by a joint investigation by CBC and Toronto Star, showing that Canada is a great place to hide assets, giving rise to the ‘Canadian Snow Washing’ scandal.

More Fraud Everywhere

Cons involving digital currencies (or crypto currencies) such as Bitcoin defrauded Canadians out of $1.7 million. Although the figure is small given the overall estimates of losses due to fraud, the fact that digital currencies are shrouded in anonymity is a huge concern. Bitcoin itself has trouble brewing as the sharp rise in it’s value has Swiss bank UBS saying that the pattern has the hallmarks of a bubble (that can burst anytime).

International Trouble with Severe Domestic Implications

An investigation involving Malaysia’s Serawak state governor Abdul Taib Mahmud placed Canada in the international fraud limelight, with the allegedly corrupt governor’s daughter Jamilah Taib Murray living in Ottawa for years.

Taib Murray was found by Swiss NGO Bruno Manser Fonds (BMF) organization to be in charge of $250 million in Canadian dollars of real estate holdings. Her huge real estate holdings are deemed as the product of her father’s abuse of his public office which is linked to the pillaging of timber from the rainforests of Borneo.

Jamilah Taib Murray vehemently denies that there’s any truth to the allegations. She claims that the growth of her wealth was due to her smart business choices and that the only money she received from her father that has any link to her holdings was part of his gratuity when he resigned from the Malaysian government.

In view of the above, there is a move to seek a disclosure order against an auditor and Canadian financial institutions that hold objective and relevant evidence related to Taib Murray’s case of alleged grand public corruption perpetrated against the people of Malaysia while in Canadian soil.

This case carries a profound relevance concerning fraud in Canada. If the allegations above are true, then it means that quite a number of individuals in Canada were involved in some serious misconduct. The way this case will be handled will establish a precedent on how future cases will play in terms of getting financial disclosure for private prosecutions.

Want to take an active stance against preventing fraud in your life and business this year? Contact us for a consultation on the many ways our private investigation services can help you!

 

Ontario to Open a Serious Fraud Office to Combat Auto Insurance Fraud

Spring 2018 will bring in some changes with how auto insurance fraud cases are handled, starting with the slated opening of a dedicated Serious Fraud Office. The new government office will focus on protecting accident victims and cracking down on auto insurance fraud offenders.

Reforms In Ontario Soon

Finance Minister Charles Sousa introduced new reforms earlier this month under Ontario’s new Fair Auto Insurance Plan. The reforms include the creation of independent examination centres where victims of vehicular accidents can get neutral assessment of sustained injuries. The province’s government believe that this, along with a task force, will help crack down on the systematic fraud in Ontario auto insurance industry.

The creation of a Serious Fraud Office in early 2018 is just one of the several arms of the new program under Ontario’s Fair Auto Insurance Plan that aims to eradicate the questionable practices that are clouding the system for accident victims.

According from the joint announcement by Finance Minister Charles Sousa and Ontario Attorney General Yasir Nagvi, the new office will protect accident victims and combat auto insurance fraud by the combined work of crown attorneys and investigators.

Stopping Auto Insurance Fraud

Sousa was quoted saying that it is time to stop the wrong practices in auto insurance resulting to fraud more so now that it has reached an estimated $1.6 billion annual loses for taxpayers, an amount that lines it up with leading industries in terms of value.

The reforms were brought on by David Marshall’s report that brings to light how medical clinics, lawyers, insurers, and some other people take advantage of victims to milk more money resulting to higher overall cost that good drivers have to pay for. Marshall is the former CEO of the Workplace Safety and Insurance Board as well as the province’s auto insurance adviser. Sousa says that the reforms will give easier and faster access to care for accident victims.

The province is also set to develop a standard treatment plan for victims of common injuries such as whiplash or sprain after a collision. Independent examination centres will also be created for the neutral assessment of injuries of victims of more serious collisions. These centres are expected to decrease disputes on diagnosis and result to decreased inefficiencies and system costs from that typically accompanies disputes.

Change for the Better

Sousa stated in a press release that the Insurance Act will be given more teeth to protect consumers and prevent companies from charging unfairly high premiums for certain areas of the province.

This news will also reduce the incidences of the rampant overcharging that personal injury lawyers in Ontario have been found to do, sometimes overcharging accident victims by the thousands.

Nagvi shared that these reforms have been in the works for years and the time to act against auto insurance fraud is now more so that fraud hurts both individuals and businesses alike. He believes that the recent announcements will yield positive results in time.

Stopping fraud is possible. It starts with early fraud detection and careful gathering of evidence to ensure that fraudsters are brought to justice. Contact us so we can help you do that.